228 loan - An Overview
228 loan - An Overview
Blog Article
The Board testimonials the impact and responsiveness on the lender's community advancement loans and Local community enhancement investments that reward or serve a Condition, as furnished in § 228.fifteen.
The Board considers community enhancement loans and Group growth investments allocated pursuant to paragraph I.b of appendix B to this part.
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(iii) An inventory demonstrating each census tract in which the lender described a small enterprise loan or a small farm loan;
usually means, notwithstanding the definition of “tiny business enterprise” In this particular section, a loan included in “loans to modest businesses” as documented in Program RC-C of the decision Report.
공유하기 블로그 주소 변경 불가 안내 블로그 마켓 판매자의 이력 관리를 위해
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
These disclosure statements indicate the selection and dollar amount of all compact business loans and compact farm loans originated or ordered for each census tract and the selection and dollar quantity of all Group progress loans and Neighborhood improvement investments for every county by reporting banking institutions, apart from that the Board may perhaps alter the shape on the disclosure if necessary, as a consequence of Exclusive situations, to safeguard the privateness of a borrower or read more perhaps the aggressive placement of the bank.
The dollar quantity of your restricted function lender's community advancement loans and Neighborhood progress investments that gain or provide the Point out or multistate MSA and an assessment from the effect and responsiveness of All those loans and investments, as delivered in § 228.fifteen.
(i) All the data needed for the lender's general public file needs to be taken care of at the most crucial Business and, if an interstate financial institution, at 1 department Workplace in Every State; and
(A) A financial institution could specify annual measurable goals for Group growth loans, Neighborhood development investments, or both of those. The financial institution should foundation any yearly measurable objectives as a proportion or ratio from the financial institution's Neighborhood enhancement loans and Group advancement investments for all or particular kinds of Neighborhood growth described in § 228.
The Board considers the weighted common from the efficiency scores equivalent to the bank's conclusions for the Group Growth Financing Exam for its facility-dependent assessment areas in the nationwide location, calculated pursuant to section IV of appendix B to this section.
Loans by a financial institution on to corporations or farms, including, but not limited to, loans in conjunction or syndicated having a U.
A lender needed to report residence property finance loan loan knowledge pursuant to 12 CFR element 1003 ought to consist of in its public file a prepared see that the bank's HMDA Disclosure Statement could be received on The customer Money Security Bureau's (CFPB's) website at: